How do these popular expat destinations compare to each other? It is often hard to escape the feeling that the grass is greener somewhere else, especially over the last year or so where we have all had very different existences compared to our typical life wherever we are and compared to people we know in other places who may have…

3 simple things that could save you thousands Neglect, or choosing the path of least resistance can often be the reason for losses that over time can add up to substantial amounts. Here are a few things that could reduce your outgoings, cost or tax bills that are relatively easy to sort out. 1. Review any mortgages you have Getting the best rate available…

Insurance: The most critical part of any financial plan There are 3 types of insurance that everyone needs. Life insurance, permanent disability, and critical illness cover. These are not should haves, they are must haves and without them no one’s financial planning is complete. These things only get more important as an individual takes on more responsibility through their…

Will the high level of government spending during COVID lead to a raid on pension pots? Plans laid out by the treasury to fill the hole left in public finances from their spending over the pandemic, include a number of changes that could lead to higher earners being substantially worse off in their retirements. The three key reforms that are being considered are as follows: Limiting tax relief on pension contributions to a flat rate of 30%.

Divorce and pension sharing as an expat The subject of divorce has once again been brought to the forefront of many people’s minds by the news of Bill and Melinda Gates going their separate ways. The Gates were married for 27 years before calling it off and this is by no means an uncommon situation. The culminative…

Could citizenship by investment programs become the easiest way for Brits to secure their retirement abroad? At the end of April we announced the launch of our citizenship by investment service. For anyone looking for more information regarding this, our website is now updated with further information regarding the options we are offering and detailed downloadable guides for each location. This can be found here: https://hoxtoncapital.com/citizenship-by-investment-with-hoxton-capital/

During the past few weeks there has been a market sell off which has been relatively unimpactful for well diversified model portfolios. There are signs that inflation may be picking up faster than expected which have heightened investor tension. …

The Crypto Drop: Two Opposing Perspectives Last week crypto saw a large sell off triggered by the news that Tesla would stop accepting Bitcoin as a payment method due to its negative impact on the environment, and China discussing stricter measures against crypto currencies. Some cryptos dropped in value by almost 80%. The Enthusiast’s Perspective — Paul ‘Bitcoin has been on…

Things to consider as an expat landlord There are plenty of great buy-to-let opportunities in the UK that many overseas investors are taking advantage of. Capital appreciation in the north of the country is especially strong and the current housing shortage is creating a strong demand for rentals. For many Brits abroad, having a physical property in…